About CRED
CRED, legally known as Dreamplug Technologies Private Limited, is an Indian financial technology company headquartered in Bengaluru. Founded in 2018 by Kunal Shah, the company operates a platform for credit card bill payments, lending, and other payment services.
Our Story
Founded in 2018 by Kunal Shah, CRED is a members-only club that enables the trustworthy to make financial progress. The platform rewards users for paying credit card bills on time and offers a range of financial services.
What We Do
CRED offers a full-stack payments platform including credit card bill payments, UPI payments, lending, rent payments, and commerce. The platform is designed for financially responsible individuals.
Our Mission
To enable the trustworthy to make financial progress by rewarding responsible financial behavior.
Leadership
CRED is led by Founder and CEO Kunal Shah, a serial entrepreneur and respected voice in Indias startup ecosystem.
Financial Performance
CRED reported revenue of INR 2,735 Crore (US$290 Million) for FY2025, demonstrating significant growth in Indias fintech market.
Global Presence
Headquartered in Bengaluru, Karnataka, CRED operates across India with offices in multiple cities. The platform serves millions of users across 16 countries.